If you’re planning eye surgery and wondering, “Will my insurance cover it?”—you’re not alone. At Global Eye Hospital, Hyderabad, we make it simple with our cashless eye surgery facility, so you can focus on healthy vision instead of insurance paperwork.
This guide explains how cashless eye surgery works, who qualifies, what documents are needed, and why Global Eye Hospital is a trusted name for insurance-backed eye procedures.
What is Cashless Eye Surgery?
Cashless eye surgery means you don’t have to pay the full bill up front. Instead, the hospital coordinates directly with your insurer or Third-Party Administrator (TPA) to settle costs.
You only pay for items not covered under your policy (such as optional consumables). This system reduces financial stress, especially for advanced eye treatments.
Is Eye Surgery Covered by Insurance in India?
Eye surgeries like cataract, LASIK, or advanced corneal/refractive procedures may be covered under certain conditions.
- IRDAI Guidelines: Insurers usually cover eye surgery if it’s medically necessary (e.g., cataract, high refractive error, injury, or deformity).
- Waiting Period: Most health policies include a waiting period of 1–2 years before elective procedures become eligible.
- Policy-Specific Coverage: Some policies cover advanced treatments (like Contoura Vision or Femto surgery), while others approve only standard procedures.
Tip: Always confirm with your insurer before scheduling surgery.
Cashless vs. Reimbursement Eye Surgery
- Cashless Eye Surgery
- The hospital handles approval and settlement directly with your insurer.
- You only pay for non-covered expenses.
- Reimbursement Eye Surgery
- You pay upfront and later file a claim with bills and medical reports.
- Useful if your policy doesn’t have a cashless tie-up.
At Global Eye Hospital, we encourage cashless settlements through our extensive TPA & insurance empanelments.
Why Choose Global Eye Hospital for Cashless Eye Surgery in Hyderabad?
- Wide Insurance Tie-ups: Empanelled with all leading TPAs & insurers for smooth approvals.
- Trusted Expertise: Experienced surgeons with advanced technology for safe, precise treatment.
- End-to-End Support: From preauthorization to settlement, handled by our insurance desk.
- Patient-Centric Care: Same-day discharge, clear communication, and personal follow-up.
- Flexible Options: 0% EMI financing for patients not eligible under insurance.
Clear vision shouldn’t come with financial stress. With cashless eye surgery at Global Eye Hospital, Hyderabad, you can access expert care while we manage your insurance process.
FAQs on Cashless Eye Surgery
Is eye surgery always covered by insurance?
Not always. Coverage depends on medical necessity, refractive error, or policy terms.
How long does preauthorization take?
Usually 24–72 hours.
Which insurers work with Global Eye Hospital?
We are empanelled with HDFC Ergo, ICICI Lombard, Navi Insurance, Bajaj Allianz, Digit Insurance, Medi Assist, FHPL, and more.
How soon can I recover after eye surgery?
Most patients resume daily activities within 2–3 days. Complete healing may take a few weeks.
